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What services are included in Black 50 Saver? | Black 50 Saver includes 50% back on routine dental, physiotherapy, chiropractic, and osteopathy. Additional services include unlimited emergency ambulance cover and no-gap dental checkups at select providers. |
What is the excess for Black 50 Saver? | The excess for Black 50 Saver is $500 per person, per membership year. No excess applies for dependants under this policy. |
What are the waiting periods for dental services under Black 50 Saver? | Black 50 Saver has no waiting periods for routine dental services. However, complex and major dental procedures, such as crowns or root canals, have a 12-month waiting period. |
What is included under the Super Extras cover for therapies? | Super Extras includes therapies such as physiotherapy, remedial massage, acupuncture, and chiropractic services. Annual limits apply to each service, with a maximum of $600 for therapies like physiotherapy. |
What are the annual limits for orthodontics under Super Extras? | Under Super Extras, orthodontics is covered with a lifetime limit of $2,900 per person. For members with less than 3 years, the annual limit is $900, increasing to $1,300 after 5+ years of membership. |
What is the waiting period for pregnancy services under Advanced Hospital Gold? | Advanced Hospital Gold includes a 12-month waiting period for pregnancy and birth-related services. This covers pre- and post-natal services. |
What services are excluded under Lifestyle Extras? | Lifestyle Extras does not cover major dental services, weight loss surgery, or in-hospital services. However, it provides extensive cover for dental, optical, and therapies such as remedial massage and physiotherapy. |
What is GapCover under Super Silver Plus? | GapCover under Super Silver Plus helps reduce or eliminate out-of-pocket expenses for in-hospital doctor鈥檚 charges when the doctor's fees exceed the Medicare Benefits Schedule (MBS) fees. |
What is covered under Family Extras? | Family Extras covers routine and complex dental, orthodontics, therapies like physiotherapy and chiropractic, and additional services such as prenatal and postnatal care, birthing courses, and emergency ambulance services. |
What are the excess and daily charges for Simple Bronze Plus? | Simple Bronze Plus has a $500 excess per person per membership year, with no excess for dependents. Daily charges apply for hospital admission, up to the limit specified in the policy. |
What are the annual limits for optical under Black 70 Extras? | Under Black 70 Extras, optical services such as frames, prescription lenses, and contact lenses are covered up to $200 per person or $400 per family annually. |
What is the waiting period for psychiatric services under Core Silver Plus? | Core Silver Plus has a 2-month waiting period for hospital psychiatric services. This applies to both inpatient and outpatient psychiatric treatments. |
What therapies are covered under Value Extras? | Value Extras covers a range of therapies, including physiotherapy, chiropractic, osteopathy, and acupuncture. The annual limit for therapies is $350 per person, with no waiting periods for most services. |
What are the lifetime limits for laser eye surgery under Super Extras? | Super Extras provides a lifetime limit of $1,800 per person for laser eye surgery, covering up to $900 per eye. |
What services are included in the Family Extras plan? | The Family Extras plan includes routine dental, complex dental, orthodontics, therapies like physiotherapy, and birthing services such as prenatal care and birthing classes. |
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